BHIM PNB

Send and receive money instantly using UPI with BHIM PNB, Punjab National Bank's mobile payment app for Android. Link accounts from any Indian bank, manage multiple accounts in one place, and move money to contacts without sharing your bank details—your account information stays private through secure payment addresses.

Set up your account in minutes. Verify your mobile number, create a secure login PIN, and you're ready to transact. The app supports all standard UPI registration flows, so whether you're a first-time user or managing multiple bank accounts, setup is straightforward.

Send money instantly to anyone using their payment address, phone number, or other UPI identifiers. Request payments from your contacts—they'll receive your collect request and can approve it directly through the app. Both transactions settle immediately, so you'll see updated balances right away. The app handles all UPI transaction types, including peer-to-peer payments and third-party payment flows, giving you the flexibility to transact in whatever way works best.

Manage finances across banks without juggling multiple apps. Add accounts from any bank that supports UPI and view them together on one dashboard. Your payment addresses keep your actual account numbers hidden, adding a layer of privacy to every transaction. QR code scanning makes it simple to find and pay someone—just point your camera at their code.

Authentication is built into every transaction. Your login PIN and SMS verification ensure only you can access your account and approve payments. The app uses your device's SIM serial number and other security checks to verify your identity, so you can transact with confidence.

BHIM PNB requires an Android phone with internet access, a KYC-compliant bank account (Savings, Current, or Overdraft), and your mobile number linked to that account. You'll need an active debit card on file to generate your transaction PIN. Once you meet these requirements, you can start moving money instantly.

Whether you're splitting bills with friends, paying vendors, or managing cash flow across accounts, this UPI application streamlines how you handle everyday payments. Download BHIM PNB today and experience fast, secure, private money transfers across the entire Indian banking network.